Motorbike Finance
Bike finance,
the right way.
Sport, cruiser, tourer, adventure or dirt. We work with NZ lenders who actually understand bikes, not just cars. Loans from $5,000 to $150,000, applied for in 60 seconds, with a same-day answer in most cases.
- ✓ All bike types funded
- ✓ No impact on your credit score to apply
- ✓ Specialist lender panel
- ✓ Likely options within one business day
$5k–$150k
finance range
Same day
pre-approval turnaround
All NZ
nationwide service
What we finance
Every kind of bike, one application.
If it has two wheels and a logbook, we can almost certainly fund it. Here is the spread of what comes across our desk.
Road & Sport
Naked, sport, sport-tourer and supersport. From your first LAMS-approved learner bike through to litre-class machines.
Cruiser & Touring
Harley-Davidson, Indian, BMW touring and Goldwing. Long-haul comfort and big-twin character, new or used.
Adventure & Dirt
Adventure tourers, enduro, motocross and dual-sport. KTM, Husqvarna, BMW GS and the rest of the trail.
Scooters & Mopeds
Urban commuters, electric scooters and mopeds. An easy, low-cost way to beat the traffic and park anywhere.
Why use a broker
Bike finance is its own game.
A motorbike is not just a small car to a lender. The right specialist treats it as the asset it is, which is the difference between a sharp rate and an awkward decline.
Lenders who get bikes
Some lenders treat a motorbike as an afterthought. We know the specialist panel that funds bikes properly, so you get a fair rate instead of a penalty for not buying a car.
Branded and premium machines
Harley-Davidson, Indian, KTM, BMW, Triumph and Ducati are all on the table, new or used. We match the bike to a lender who is comfortable with the marque and the value.
Private sale, sorted
Found the bike on Trade Me or in a mate’s shed? Most of our lender panel funds private sales. We handle the verification so the money lands cleanly.
Built for riders
Start your pre-approval, then go shopping.
You do not need the bike picked out to get started. Lock in what you can borrow first, then walk into the dealer or message the private seller knowing your budget and your finance is already sorted.
- ✓ Pre-approval holds for a set window while you shop
- ✓ Dealer or private sale, new or used
- ✓ Self-employed and no-credit-history riders welcome
- ✓ One form compared across the whole panel
How it works
Four steps. One day. Zero runaround.
01
Apply
60 seconds on the pre-approval form. No impact on your credit score at this stage.
02
Compare
We run your situation past the specialist bike-friendly lender panel that same day.
03
Decide
We come back with your options, the rate, and what to do next. No commitment.
04
Ride
If you proceed, we handle the application, paperwork and lender chase-ups.
Any broker fee will be disclosed to you in your finance documents before you sign.
Common questions
Bike finance, answered.
Quick answers. Longer chats welcome on the call.
Why use a broker for bike finance? +
Do I need to have the bike picked out first? +
Can I finance a private sale bike? +
How much can I borrow for a motorbike? +
Can you finance a brand-new branded bike? +
Also from Tillen
Not just bikes.
Tillen Finance arranges finance across the board. If your next purchase is on four wheels, or your situation needs a specialist lender, we have you covered too.
Apply now
Apply in 60 seconds.
An initial enquiry with no impact on your credit score. No obligation. We’ll come back within one business day with your likely options.
- ✓ Specialist lenders compared in one go
- ✓ Self-employed and no-credit-history applicants welcome
- ✓ Likely options within one business day
- ✓ Real human broker, not a call centre
Prefer to chat?