Vehicle Finance
Cars, SUVs, utes and 4WDs, sorted.
We compare specialist NZ lenders to find you the right rate, the right term, and the right lender for your situation. New, used, dealer, or private sale, we sort it.
- ✓ Apply in 60 seconds, no obligation
- ✓ No impact on your credit score at this stage
- ✓ Loans typically $5,000 to $150,000
- ✓ Likely options within one business day
$5k–$150k
typical loan range
60s
to pre-apply online
Same day
pre-approval turnaround
What we finance
If it has wheels, we can probably fund it.
From a first family car to a work ute to a fresh import, we match you with lenders who fund the kind of vehicle you are actually buying.
Cars
New, used, dealer, or private sale. Hatchbacks, sedans, hybrids, and everyday runabouts.
SUVs
Family-sized, higher driving position, room for the kids, the dog, and the weekend gear.
Utes and vans
Tradies, contractors, and work vehicles. GST-registered fleets and sole-trader buys welcome.
4WDs
Off-road capable and tow-ready, built for the bach run, the boat, and the back blocks.
Imports
Japanese imports, fresh-off-the-boat buys, and the harder-to-place vehicles banks shy away from.
EVs and hybrids
Electric and plug-in hybrids, with lenders who understand the changing market and resale picture.
Why Tillen
Why finance a vehicle through us.
Walk into a dealership and the finance you are offered comes from one lender. We sit on your side of the table and compare a panel of specialist NZ lenders so you are not stuck with a single rate.
Independent, not aligned
We are not the dealer and not the bank. Our job is to find the right lender for you, not to push the one paying the biggest spiff.
One application, a full panel
You tell us once. We run your situation past our specialist lender panel in a single pass and bring back the real options.
A real broker on the phone
Tyler handles your file himself. No call centre, no scripts, no being passed from queue to queue.
How it works
Four steps. One day. Zero runaround.
01
Apply
Sixty seconds on the pre-approval form. No impact on your credit score at this stage, no obligation.
02
Compare
We run your situation past the specialist lender panel the same day to find your best fit.
03
Decide
We come back with your rate, your term, and your options laid out plainly. No commitment.
04
Drive
If you proceed, we handle the application, paperwork, and lender chase-ups so you can collect the keys.
Any broker fee will be disclosed to you in your finance documents before you sign.
Common questions
Vehicle finance, answered.
Will applying affect my credit score? +
How fast can I get approved? +
Do I need a deposit? +
Can I finance a private sale, not just a dealer car? +
What if I am self-employed or new to credit? +
Also from Tillen
Other services.
Apply now
Apply in 60 seconds.
An initial enquiry with no impact on your credit score. No obligation. We’ll come back within one business day with your likely options.
- ✓ Specialist lenders compared in one go
- ✓ Self-employed and no-credit-history applicants welcome
- ✓ Likely options within one business day
- ✓ Real human broker, not a call centre
Prefer to chat?